On Finding My Retirement Balance

There are a couple balances that really matter in retirement.

We’ve talked a lot about financial balances.  How much money you have, how much you spend and how much you need.  This balance is important so you can have a retirement free from excess worry.

I’m a worrier so it’s impossible to think that I would not worry about my finances in retirement.  But I have adequate cushions and contingency plans so I don’t have to worry about money . . . much.

The other balance that I’m still trying to figure out is how to balance my time. 

Though I’ve done a damn good job of it since we migrated to our winter locale, I can’t spend the rest of my life playing pickleball, hiking, reading, socializing and cocktailing.  It still feels like we’re on vacation when we are here because for the past six years, we were on vacation when we were here.  I love being on vacation here.

I’ve looked into several ways I could utilize my time and skills to support the things that are important to me–my communities, my loved ones and people who weren’t given the same opportunities I was.  I kept being stymied by our desire to be in our desert home during much of the winter.

I’m the one-member finance committee for our desert homeowner’s association.  I prepared a long-term reserve analysis and keep an eye on the financial statements the management company prepares.  So far, this community has been able to find full-time residents to serve on the Board so I’m happy to support that group.

Starting in January, I will be volunteering with the group that supports our desert trails and preserve area.  My hope is that I will find like-minded, active people among this group to expand our social circle.

And, as of last night, I am on the Board of our Colorado community’s homeowner association.  Through an almost Trump like upset, we were able to oust a non-resident developer from the Board.  This in spite of the 115+ votes that developer was able to vote on his own behalf.

I’m hearing the Rocky song in my head.  A lot of people worked hard on my behalf and I am humbled and grateful.  My work on this Board will help me find a better balance between fun and frolic and contributing.

Do you have any suggestions on finding location independent volunteer opportunities?

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Author: Ms. Liz

A CPA, I retired at 51 and I am helping people create their fantastic futures!

2 thoughts on “On Finding My Retirement Balance”

  1. ‘Location independent’? That’s tough! Our Eagle Chamber of Commerce is working to help people find opportunities to volunteer where their passion and experience/talent align, while also serving our community. Uh, that sounds like your 2017 Liz!

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