I just watched a TED talk by Tim Ferriss. It is well worth 13 minutes of your time to watch the entire talk but one thing he said struck me:
“Easy choices, hard life
Hard choices, easy life”
Jerzy Gregorek as told to Tim Ferriss
This statement is true in so many areas of our lives but, I believe, particularly true when thinking about our finances.
Buying something on credit–easy
Paying for your past rather than saving for your future–hard
Learning new skills and making ourselves more valuable at work–hard
Taking home a bigger paycheck–easy
Aligning your spending with your values–hard
Having money for the things that matter most–easy
You get it. Think about what you’re struggling with, what choices can you make that will turn that struggle into something that is easy?
My life is astonishingly easy right now. I don’t worry about money. I only set my alarm for fun things. I’m meeting new people and enjoying new activities. The decisions I’m struggling with fall squarely in the category of first world problems.
But my easy life was built on a foundation of hard choices–saving rather than spending, working rather than playing.
The choice is yours–make it a hard one.