Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

Do consumers send more money on Venmo or spend more money on Amazon? What percent of Americans with credit card debt have carried a balance for over 1 year? PLAY: Budget Frenzy! MOVE: Types of Employment PLAY: The Bean Game CALCULATE: Impact of Credit Score on Loans MOVE: What Determines Your Insurance Premium? COMPARE: Which Repayment Option is Best? How much does a texting while driving ticket increase auto insurance premiums? INTERACTIVE: Compounding Cat Insanity PLAY: Roll with the Market MOVE: Inflation Over Time CREATE: Personalized Productive Gap Year Plan MOVE: Credit Musical Chairs RESEARCH: Credit Protections What source of funding is used most often to start new businesses? CALCULATE: Return on Your College Investment INTERACTIVE: Living Paycheck to Paycheck If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? PLAY: Organize Budget Expenses INTERACTIVE: Invest with STAX! MOVE: Let's Make a Mutual Fund PLAY: It Costs HOW Much? PROJECT: Credit Protections - You Be the Teacher MOVE: Your Tax Dollar in Action CALCULATE: The Cost of Auto Loans You Just Gotta Habit! Which savings strategy is most effective? ANALYZE: A FAFSA Submission Summary What is the average credit card debt held by Gen Z? What are the top 3 types of products/services Gen Z is most likely to splurge on? INTERACTIVE: Online Bank Simulator RESEARCH: Professional Certifications When the Mean is Nice ANALYZE: Dollar Cost Averaging MOVE: Up and Down with Credit Scores ANALYZE: Inequalities in Investing How much more likely is a business to launch if the founder creates a business plan? What's the average credit score needed to rent an apartment? FINE PRINT: Financial Aid Package PLAY: Types of Car Insurance COMPARE: Types of Savings Accounts Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CALCULATE: How Much House Can You Afford? ANALYZE: Household Debt and Credit Report FINE PRINT: Checking Account Statement What percent of students receive scholarships or grants for college? CALCULATE: Debt Avalanche v. Debt Snowball FINE PRINT: Schumer Box INTERACTIVE: Bummer! CALCULATE: The Math Behind Your Federal Taxes What percent of new businesses are still operating after 10 years?

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Growth Factor and Investments AMPLIFY: Writing Equations in Standard Form AMPLIFY: Exponential Growth in Circles AMPLIFY: Credit Dot Plots AMPLIFY: Systems of Two Linear Equations AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Investing and Exponential Change AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Card Sort: Linear Systems AMPLIFY: Complex Systems of Inequalities AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Exponential Regression in Investing AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Create a Histogram AMPLIFY: Linear Growth Patterns AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Prize Wheel Puzzle AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Linear Equations in Standard Form AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Real World Linear Inequalities AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Point Collector: Lines AMPLIFY: Chance Experiments AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Growth of Savings vs Investments AMPLIFY: OLS Regression and College Costs AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: The Impact of Investing Fees on Exponential Growth