Pick Your Path and Don’t Stray

I read an amazing post by Kitty at BitchesGetRiches last night.  She walked through her reasoning behind buying $25 wedding rings.  She compared them to the $1,900 rings she and her partner really wanted and explained why they decided on the $25 rings.

They decided on the $25 rings because she and her partner had, years earlier, talked about their dreams.  She wanted the pony her parents never got her and she wanted to live in a house with secret passages.

Buying $1,900 rings didn’t help her get the pony. . . or the house. Continue reading “Pick Your Path and Don’t Stray”

The Power Of One Word

I just got back from a mountain bike ride.  It’s one I do regularly because it is a good lung buster that helps me get in shape.  But I haven’t ridden this trail in six months.  Our desert trails are much flatter and I’ve only been back at altitude for a week.  So it felt really hard.  I got to the top without taking any breaks–though I felt like I might puke.

I know exercise is good for my body and my brain.  But getting out and exercising regularly doesn’t come easy for me.  And I’m especially bad at making myself do the hard stuff like I did today.

I was tempted to put my foot down, take a break and get my breathing under control. Continue reading “The Power Of One Word”

What Is Weighing You Down?

I wrote this a couple months ago–I wish we had 10″ of snow today, that would be super fun.  I woke up this morning thinking about what was weighing me down and decided to put this out into the world.

We were blanketed by 10″ of snow today.  We live 30 minutes from world class ski areas but are in a banana belt where we get much less snow and big storms like this are not that common.  After shoveling the driveway, we grabbed some friends and went cross country skiing on our local golf course.

It was warm and the snow was wet; it was sticking to the middle part of my ski.  It’s pretty hard to glide on a ski when you have a heavy lump of snow underfoot.

This is how life is.  In life, we can’t get where we want when something is weighing us down.  I came up with several ways to get rid of the snow.  Each sort of worked but none worked great. Continue reading “What Is Weighing You Down?”

Turn A Treat Back Into A Treat

When something is scarce, we value it more.

Our water was shut off the other day so a leak could be fixed in front of our desert home.  Fortunately, Mr. Ms. Liz saw the plumbers coming and filled a bucket with water.  I can wash my hands in about 4 ounces of water when water is scarce.  When water isn’t scarce, it takes at least four times that much.

I love sweets–chocolate, sour sugary, chewy caramel–all of them.  My Mom was a dental hygienist and didn’t want sugar on our teeth so there were no sweets in my home; even the table sugar was hidden.  This turned me into a great sweet sleuth (with only one cavity) but also made me enjoy every morsel of any sweet.  Each year, my brother and I were given the Russell Stover four pack chocolates in our Christmas stockings.  I remember stretching those four chocolates out over the day, paying close attention to each bite and each flavor.  Last night I ate four blueberry/dark chocolate squares almost without a thought. Continue reading “Turn A Treat Back Into A Treat”

You Gotta Figure Out Your Why

My WHY is up top.  I wanted to be playing in the desert in January . . . . and February, March, April, November and December.

I live in the Colorado mountains 30 minutes away from world class skiing.  It’s an amazing place to make a life if you can make a living and we made a great living and life there.  But here’s the thing about living 30 minutes away from world class skiing: Continue reading “You Gotta Figure Out Your Why”

The One Word That Makes Everything Easier

There’s one word that makes most things easier for me.  It is the word Today.

I’m not going to spend money on things I don’t need . . . Today

I’m going to take my lunch to work . . . Today

I’m not going to buy coffee out . . . Today

I’m not going to eat sugar . . . Today

I’m doing my healthy morning routine . . . Today

I’m not going to watch TV, get on facebook, or troll twitter . . . Today

What a great word! Continue reading “The One Word That Makes Everything Easier”

Happy New Year!

Happy New Year y’all and cheers to a great 2017!

Here’s a great article from Brent Esplin of The Micawber Principle to get your year started right – Separating the Essential from the Important.  This article is well worth the few minutes it will take to read it but since we’re all extra busy this time of year, here’s the summary.  How about focusing on one of these essentials each month next year? 

Essential:

Important:

Direction

Speed

Habits

Goals

Technology

Willpower

Simplicity

Perfection

Time

Money

Saving

Income

Saving

Investing

Your Behavior

Your Knowledge

Your Behavior

The Stock Market’s Behavior

Big Financial Decisions

Small Financial Decisions

Brent highlights the importance of discovering your why.  If you haven’t worked on your why lately (or ever) this article can help you get started.  Knowing your why keeps you from getting derailed from your path–or helps you get back on your path after you are derailed.

Master Your Money – Build the Foundation For Your Dreams

 

Make Room for Your Dreams

Sunrise.JPGOur most precious resource is our time.  We don’t know how many healthy, active years we have been given so every hour, every minute and every second is precious.

When we work, we trade our most precious resource, time, for money.

If your work provides other benefits to you like personal growth, fellowship and satisfaction, that enhances the trade.

If your work comes with negatives like long commutes, crappy people, lack of balance with personal needs, and excess stress, that weakens the trade.

Many of us trade our time for money and keep none of that money for ourselves.  So we’ve traded our most precious resource for . . . nothing.

Continue reading “Make Room for Your Dreams”

How Do You Eat An Elephant?

I went to a financial bloggers conference last week.  Yep, betcha didn’t know such a thing exists.  Well, it does.  It is called FINCON, it has been going on for 7 years and one of the taglines is “Where Money Nerds Unite”.  Gotta love that!  Now, I have a t-shirt that says it!

My goal for the conference was to learn how to get more eyes on my blog.  I want to help more people.

1199 young, smart, driven folks were in attendance.  And me.

Continue reading “How Do You Eat An Elephant?”

Oh, The Temptations!

If your goals include reducing or controlling your spending, you’ve got to figure out ways to tame the temptation beast.

The world we live in now has so many more temptations than when I was in my 20’s and 30’s.  There was no facebook, instagram or Kardashian’s (thank God!).  The world was smaller and there were fewer Jones’s to keep up with. Continue reading “Oh, The Temptations!”